Credit Analyst 1

Kish Bank is seeking a detail-oriented and analytical Credit Analyst I to join our Credit Administration team in Reedsville, PA. This in-office role plays a key part in supporting sound lending decisions by evaluating financial statements, conducting credit analyses, reviewing loan documentation, and assisting with the ongoing monitoring of commercial loan portfolios. If you enjoy digging into financial data, identifying risk, and supporting a team committed to exceptional service, we’d love to hear from you.

What You’ll Do

• Deliver high-quality service and timely responses to internal and external partners.
• Prioritize requests and collaborate with team members across departments to ensure accurate credit decisions and customer resolution.
• Support monitoring of commercial lending relationships by preparing comprehensive credit memorandums and validating appropriate risk ratings.
• Gather necessary financial data, perform industry research, and analyze financial statements to assess borrower strength.
• Review loan documentation for completeness and accuracy.
• Prepare clear, well-written credit analyses and reports.
• Perform other duties as assigned.

Qualifications

• Bachelor’s degree preferred, ideally in finance, accounting, business, or a related field (or equivalent experience).
• Strong reading, writing, grammar, and math skills.
• Clear and professional oral communication skills.
• Proficiency with Microsoft Word, Excel, and financial-analysis software.
• Ability to conduct reliable online research and synthesize findings.
• Strong attention to detail, organization, and analytical thinking.

Physical Requirements

This is primarily an office-based, sedentary role requiring routine standing, walking, reaching, and occasional lifting of 10–20 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job duties.